Boat Insurance in Carmel, CA
Is it Worth Getting Boat Insurance?
Boat insurance is designed to protect boat owners against various risks, including damage to the vessel and liability for injuries and accidents involving the boat or trailer, depending on the chosen coverage. Contact Monroe Kelly Insurance Services in Carmel, California, for a personalized boat insurance quote.
Do You Need Insurance on Your Boat in California?
In California, boat insurance is not mandated by state law. However, certain marinas and lending institutions may require proof of insurance before they allow you to dock or finance a boat. Boat and trailer insurance policies may help cover the following:
- Damage to the boat and attached equipment, including losses from collisions, storms and theft
- Liability issues, including costs related to injury, death or property damage caused by your boat
Given the potential costs associated with boating accidents and liabilities, having insurance is wise for most boat owners.
How Much Is Boat Insurance in California?
The cost of boat insurance in California varies based on several factors, including the type of boat, its value, where it’s used and the coverage options selected.
Monroe-Kelly Insurance Services Inc can provide a detailed quote considering your unique needs and circumstances.
Contact Us
Boat insurance, including boat trailer insurance, offers financial protection against various risks on and off the water. The Monroe-Kelly Insurance Services Inc team is ready to help you get appropriate boat insurance coverage at favorable rates.