Accident Forgiveness Insurance in Carmel, CA

Accidents happen. Whether it’s a minor fender-bender or a more significant collision, dealing with the aftermath is never pleasant. Accident forgiveness benefits from your insurance company can help prevent auto insurance rates from increasing after an at-fault accident. At Monroe-Kelly Insurance Services Inc in Carmel, CA, we offer auto insurance policies featuring accident forgiveness to keep your rates stable, even after life throws you a curveball.

Contact us today to learn more about how accident forgiveness could help you in the aftermath of a damage-causing accident.

What Is Accident Forgiveness?

Accident forgiveness is available through some insurers to help ensure your premium doesn’t increase due to your first at-fault or partially at-fault accident. Instead of facing a spike in your insurance costs, you’re “forgiven,” and your rates remain unchanged.

Does Everyone On the Policy Get Accident Forgiveness?

Typically, accident forgiveness applies to the first at-fault accident on the entire policy, not individual drivers. So, if one person uses it, the benefit may no longer be available for other drivers on the policy.

Is Accident Forgiveness Available for All Types of Accidents?

The feature generally applies to your first at-fault or partially at-fault accident. It doesn’t cover collisions where you’re not at fault or other claims like theft or natural disasters.

Contact Us

You can drive confidently knowing one mistake won’t threaten your financial stability. Explore the benefits of adding accident forgiveness to your auto insurance policy with Monroe-Kelly Insurance Services Inc. Contact us today to discuss your options and safeguard your journey ahead.